Not known Facts About 228 loan
Not known Facts About 228 loan
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For every census tract through which the financial institution originated or ordered a little business loan or compact farm loan, the lender will have to report the aggregate number and greenback quantity of small small business loans and smaller farm loans:
(two) A retail lending assessment spot might not extend past a State boundary unless the retail lending evaluation place is made of counties in a very multistate MSA.
. In addition, If your Board regarded the home mortgage lending of a financial institution's functions subsidiaries or, in a bank's election, the Board regarded as the house home loan lending of other bank affiliate marketers, the financial institution will have to involve in its public file the names on the functions subsidiaries along with the names of your affiliate marketers plus a penned notice the operations subsidiaries' together with other affiliates' HMDA Disclosure Statements might be obtained at the CFPB's Internet site.
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The Board evaluates a military lender pursuant to your relevant overall performance checks described in paragraph (a) of this portion.
The Board considers the department availability and providers provided at branches of banking companies that operate one or more branches pursuant to paragraph (b)(2) of the portion.
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) Huge banks that experienced assets less than or equal to $ten billion as of December 31 in both of the prior two calendar decades and that do not work branches.
The Board testimonials the effect and responsiveness of the lender's Neighborhood development loans and Local community improvement investments that profit or provide a multistate MSA, as provided in § 228.15.
) The number of retail banking providers and retail banking products and solutions supplied by electronic delivery techniques and various delivery methods; and
(A) A bank may specify yearly measurable objectives for Group progress loans, Neighborhood development investments, or equally. The financial institution need to foundation any yearly measurable ambitions like a share or ratio on the bank's Local community advancement loans and Group advancement investments for all or certain sorts of community growth explained in § 228.
(B) For giant banking companies that experienced assets under or equivalent to $ten billion as of December 31 in possibly of the prior two calendar several years, the Board considers a lender's deposit goods only with the financial institution's solution.
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